Since I am so badly behind on Christmas cards, I couldn't pass up Ky's bonus option. This is a much simpler card than the other one I made. I stencilled the snow with Titanium texture paste onto some DP. I used the reverse side of the DP for the torn paper along the bottom. The dies were cut from watercolour paper and sponged, mostly with DOX. I just added the two little banners at the top - the upper one popped up on foam.