The base card is Bordering Blue and I layered it with Old Olive and DP from K & Company. The images are from SU! Fintastic and the fish is actually from Fishy Friends. I colored all the images in with my SU! Watercolor Crayons.
Once I was done with the coloring and the card was all layered I added a 3/4" circle to the upper left of the image panel with a scrap piece of ribbon thru it. I "hand" stitched a border around the edge with my gel pen and then added color here and there with various color stickles.