This card was created for my 18 yo niece's birthday who only wanted money for a gift. The houndstooth section is a pocket and the flap is held closed by a very small piece of hook and loop tape. The brad is for decorative purposes only. I forgot to take a picture of the inside, but I just adhered a piece of white paper with the stamped sentiment. Thanks to Sherri for her help. Here is her great card: